About Ryan Wert

Ryan Wert has always believed that clarity, patience, and precision form the foundation of a strong financial plan. As the Founder and Principal Agent of BrightStar Insurance Partners, he leads a firm dedicated to creating tailored life insurance strategies for high-net-worth individuals, senior executives, and business owners. His work revolves around premium-financed life insurance and liquidity planning, unified by one core purpose: ensuring the financial stories clients have built through years of effort remain protected. Ryan’s philosophy emphasizes open communication and structured guidance, helping clients feel assured, respected, and fully informed at every stage of the planning process.

 

Early Career and a Growing Commitment to Purposeful Planning

 

He entered the insurance industry through a boutique brokerage known for handling complex and high-value cases. Early on, he recognized that life insurance could do far more than provide coverage; it could stabilize life transitions, safeguard businesses during periods of change, and help families secure long-term wealth. This understanding shaped his belief that financial tools must serve a broader purpose, aligning with a client’s goals, values, and long-term aspirations.

 

Establishing BrightStar Insurance Partners

 

When Ryan created BrightStar Insurance Partners, he envisioned a firm built on genuine relationships and individualized financial planning. Every strategy developed under his leadership aligns with a client’s liquidity needs, economic structure, and family priorities. For him, successful planning is never just about numbers; it's about designing a structure that supports a family’s broader vision for stability and legacy.

 

Expertise in Advanced Life Insurance Strategies

 

Across more than a decade, Ryan Wert has helped clients secure multimillion-dollar life insurance coverage while preserving liquidity required for estate planning and business continuity. His expertise in premium-financed life insurance allows clients to protect their long-term interests without interrupting investment strategies or sacrificing financial flexibility.

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For business owners, he develops planning structures that offer liquidity without compromising stability for the next generation. For executives managing concentrated equity or deferred compensation, he creates strategies that reduce volatility and add predictability to overall financial planning. He evaluates each case individually, tailoring every solution to risk tolerance, objectives, and time horizon. His steady, deliberate approach has established a reputation for reliability, accuracy, and meticulous attention to detail.

 

A Trusted Partner for Advisors and Professional Networks

 

Ryan’s leadership has positioned BrightStar Insurance Partners as a valued resource for attorneys, accountants, private banks, and family offices. These professionals regularly refer clients to him, confident that his strategies integrate seamlessly with existing estate and financial plans. Every plan he designs is clear, well-documented, and structured to support transparent collaboration with other advisors.

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His communication style is direct and grounded. He walks through assumptions, projections, and costs without jargon or pressure. This openness is one reason clients and partners trust his work. Although he has earned recognition from major insurance carriers, he considers referrals from satisfied clients the most meaningful measure of his success.

 

Client-Centered Process and Long-Term Trust

 

Every engagement begins with a careful review of a client’s financial landscape, objectives, and obligations. Ryan uses detailed models to demonstrate how different strategies behave across varying economic environments. He explains funding structures, lender relationships, projected outcomes, and long-term governance so clients have a strong understanding of their commitments.

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His structured, transparent process fosters clarity, reduces unnecessary costs, and improves long-term plan stability. Many client relationships endure significant life and business milestones, sometimes for decades. For Ryan, trust is built through consistency, returning calls, offering clear explanations, and maintaining presence over time.

 

Community Involvement and Personal Values

 

Raised in Folsom, California, he grew up with strong values rooted in accountability, community participation, and presence. These principles continue to inform both his professional and personal life. For more than five years, he has supported the Folsom Police Foundation, contributing to programs that strengthen public safety and community engagement. He also supports the Odisha Society of America, helping provide educational opportunities to underserved youth in India.

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Now based in Winter Park, Florida, he remains active in family and community life. He enjoys golf and has coached youth football, encouraging young athletes to develop teamwork, discipline, and confidence. Coaching reinforces his belief in patience and long-term growth values that parallel his approach to financial planning.

 

Leadership Today and Ongoing Commitment

 

Today, Ryan Wert leads BrightStar Insurance Partners with a steady focus and a commitment to client understanding. He believes people make their best financial decisions when supported by clear communication and a pressure-free environment. The firm continues to grow through long-standing relationships, professional partnerships, and consistent referrals. Ryan remains personally involved in each significant case, ensuring that every plan remains aligned with current needs and future goals.